Insurance for Contractors

Insurance is an important consideration for a Contractor or Freelancer. Any Insurance Policy should essentially provide you and your business with the right amount of cover and protection. That is the reason why our professional team of Accountants recommend Kingsbridge Contractor Insurance

Why do we recommend Kingsbridge Contractor Insurance?

Kingsbridge Insurance Contractors know that your everyday can be full of unexpected surprises. They are passionate in providing you with the right cover and protection that spans over 1000 professions across various industries. They specialize in Insurance cover designed exclusively for Contractors and Freelancers.

What does the Kingsbridge Contractor Insurance package offer?

    • Full cover and no hidden extras
    • A price guarantee
    • The best value cover for the lowest price possible
    • Online quote in a few minutes
    • Buy online quickly and easily
    • Receive instant access to your documents
    • Cover for previous work included at no extra cost
    • Flexible payment options
    • Insurance that acts as a key IR35 indicator

Which Five Insurance policies do Kingsbridge provide?

Kingsbridge provide an ‘all-in-one’ package combining the Five most important Insurance Policies that provide the greatest protection for Contractors and Freelancers.

Professional Indemnity Insurance

An insurance Policy that is definitely required if you offer professional advice or services. It covers you if claims are made against you by a client. Legal costs are covered and any damages that become payable. You are covered for £1 million for any one claim.

Public Liability Insurance

In the event that a client or member of the public is injured or their property is damaged due to you, the freelancer or contractor or your business then this type of Insurance will protect you if. It will cover legal costs and expenses and any damages brought against you. Note that £5 million, at the least, is the public liability cover that is normally stipulated by most clients and agencies.

Employers’ Liability Insurance

If any of your employees are injured or become ill whilst working for you then you will be covered for any claims they may make against you or your business. Note that although you may not have any employees working for you, it is a legal requirement for some contractors and will ensure fulfillment of the law. That is why most agencies and clients will require such cover.

Directors’ and Officers’ Liability

If you run your contract or freelance business through a limited company or if you are self-employed then you would have to take out Directors and Officers Liability cover. If you become liable by being held personally held responsible by someone, you will be covered for legal costs and al your financial assets will be protected. Your business will be covered in various situations for £100,000 for any one claim.

Personal Accident Insurance

This type of Insurance policy would allow you to claim a weekly amount if you were unable to work or you had an accident at work. In addition, if you are left with a disability or it causes your death then a lump sum would be paid out.

Hounslow Office

Quest House
Ground Floor
125-135 Staines Road

London Office

Level 33
25 Canada Square
Canary Wharf
E14 5LB

Phone: 020 3500 0623